📍Serving The Woodlands · Conroe · Greater Houston & Nationally
🪪License #3449367
📞(346) 336-4587
🤝24+ Carrier Partners · Independent Broker
Treon Hill
Treon Hill
🟢 Director of Operations · Usually replies fast
👋 Hey! I'm Treon, Director of Operations at Built To Grow Agency. How can I help you today?
Whether you have a question about coverage, want to compare plans, or just want to know if you're overpaying — I'm here. No pressure at all.
The Woodlands · Conroe · Greater Houston, TX & Nationwide

Protect What
Matters Most.
Build What's Next.

Built To Grow Agency is a life insurance and financial services agency helping individuals, families, and businesses secure their future — with integrity, clarity, and a plan built for them.

"We're not here to sell. We're here to inform, protect, and help you grow."

$0
Consultation Cost
24+
Carrier Partners
100%
Client First
Term Life ✦IUL ✦Whole Life ✦Final Expense ✦Annuities ✦IRA Rollovers ✦401k/403b ✦College Savings ✦Retirement Planning ✦Key Man Insurance ✦Executive Bonus ✦Asset Protection ✦ Term Life ✦IUL ✦Whole Life ✦Final Expense ✦Annuities ✦IRA Rollovers ✦401k/403b ✦College Savings ✦Retirement Planning ✦Key Man Insurance ✦Executive Bonus ✦Asset Protection ✦
Our Mission
Built Around Your Goals.

We believe every person deserves honest guidance and a strategy built specifically for their life — not a one-size-fits-all policy pushed to meet a quota.

"We do not install policies for individuals, families, or businesses that won't genuinely protect them, fund their goals, or meet their real expectations."
🎯

Purposeful Planning

Every recommendation is built around your specific goals — income, retirement, legacy, or business protection.

⚖️

Integrity First

No upsells. No pressure. We only present solutions we genuinely believe will serve you.

📚

Education Over Sales

We walk you through how products work so you make informed decisions — always.

🌱

Long-Term Partnership

As your life evolves, your strategy should too. We're with you every step of the way.

The Reality Most Americans Face
40%
Have No Life Insurance
LIMRA Barometer Study
50%
Are Underinsured
Avg. gap: $200K+ in coverage
66%
Would Struggle Within Months
If a primary earner passed
$0
To Review Your Coverage
A free review could save thousands
What We Offer
Solutions for Every Stage of Life.

As an independent broker, we shop 24+ top-rated carriers to find the right product for you — not our bottom line.

🛡️
Protection

Term Life Insurance

Affordable coverage for a set period. Ideal for income replacement, mortgage protection, and young families.

📈
Wealth Building

Indexed Universal Life

Permanent life insurance with cash value linked to a market index. Grows tax-advantaged with downside protection.

🔄
Flexible

Universal Life Insurance

Permanent coverage with flexible premiums and adjustable death benefit. Adapts as your life changes.

🏦
Lifelong

Whole Life Insurance

Guaranteed permanent coverage with guaranteed cash value growth. A foundation for generational wealth.

🌿
Senior Planning

Final Expense Insurance

Covers end-of-life costs so your family isn't left with a financial burden during a difficult time.

📊
Retirement

Fixed & Indexed Annuities

Guaranteed income streams for retirement with principal protection and growth potential.

🔁
Rollover

401(k) / 403(b) & IRA Rollovers

Transition retirement accounts without tax penalties. We guide you through every step.

🎓
Education

College Savings Planning

Tax-advantaged strategies to fund your child's education with more flexibility than a 529.

🌅
Long-Term

Retirement Planning

Build a tax-efficient strategy that supplements Social Security and ensures you never outlive your money.

💊
Health

Supplemental Health & Disability

Fill the gaps your primary health insurance leaves behind with critical illness and disability coverage.

🏠
Protection

Mortgage & Debt Protection

Ensure your home and major debts are covered so your family keeps the life you built together.

👑
Legacy

Estate & Legacy Strategies

Leave a lasting legacy for your family, church, or charity. Structure policies that maximize the wealth you pass on.

Are You Covered?
Most Americans Are Overpaying or Underinsured.

Studies show most families either pay too much for the wrong coverage — or carry far less protection than they need. A free 30-minute review could identify gaps and save you hundreds per year.

102M
Uninsured or Underinsured Americans

Nearly 1 in 3 adults without adequate life insurance (LIMRA, 2023)

$182K
Average Coverage Gap Per Household

Most families underinsured by six figures — without realizing it

72%
Overestimate the Cost of Life Insurance

Many avoid coverage thinking it's unaffordable — may qualify for under $30/month

Schedule My Free Policy Review →
Business Solutions
Protecting the Business You've Built.

From key person coverage to executive retention strategies — we have solutions built specifically for business owners.

🔑

Key Man Insurance

Protect your business from the financial impact of losing a critical employee or partner.

🎁

Executive Bonus Plans

Reward and retain top talent with a tax-deductible life insurance executive bonus strategy.

🏗️

Buy-Sell Agreements

Life-insurance-funded agreements ensure a smooth transition if a co-owner passes or becomes disabled.

🛡️

Business Asset Protection

Preserve and transfer business wealth using structured life insurance strategies.

📋

Group Benefits Planning

Offer meaningful employee benefits without breaking the budget. Attract and retain quality talent.

💼

Deferred Compensation

Allow key executives to defer income and build tax-advantaged wealth — a powerful retention tool.

Our Carrier Partners
24+ Top-Rated Carriers.

We are not captive to any single carrier. We shop across more than two dozen of the nation's most trusted companies to find you the best coverage at the best rate.

Aetna
AIG
AIG
Partners Group QoL
American Equity
American National
Athene Annuity
AuguStar Life
F&G
Annuities & Life
Foresters Financial
Forethought
Global Atlantic
John Hancock
Lincoln Financial
Mediator
Debt Solutions
Mutual of Omaha
National Life Group
NWL
Insurance Company
Nationwide
+ Annexus
North American
Pacific Life
SILAC
Insurance Company
The Standard
Universal Life
CVS Health
Aflac
Our Core Values
What We Stand For.
⚖️

Integrity

We do what's right every time — honest, transparent, always.

📖

Education

Informed clients make better decisions. We teach, never pressure.

🌱

Growth

We invest in every person we work with — agents and clients alike.

🤲

Service

We show up. We follow through. We're a resource for life.

🏆

Excellence

High standards because our clients and team deserve nothing less.

❤️

Community

Rooted in The Woodlands, committed to the families around us.

Meet Your Agent
A Real Person.
In Your Corner.
Treon Hill — Director of Operations, Built To Grow Agency
Treon Hill
Director of Operations

Hi, I'm Treon Hill — Director of Operations at Built To Grow Agency. I started this agency because I watched too many people go without protection they needed, or overpay for coverage that didn't actually serve them. That ends here.

My mission is simple: educate first, always. I don't believe in convincing anyone of anything. When the right plan is explained clearly and honestly, it speaks for itself. Every client I work with gets my full attention, my honest assessment, and a strategy built around their real life — not a commission.

Whether you're in The Woodlands, Conroe, anywhere in the Greater Houston area, or anywhere in the country — I'm one call or text away.

🪪
Licensed Insurance Agent
Texas License #3449367 · Life & Health
🤝
Independent Broker
Appointed with 24+ top-rated national carriers
📍
The Woodlands, TX
Serving The Woodlands · Conroe · Greater Houston · Nationwide
Not Sure Where to Start?
Help Me Decide.
Find Your Best Fit in 60 Seconds.

Answer 5 quick questions and we'll point you toward the coverage that makes the most sense for your situation — no jargon, no pressure.

Question 1 of 5
What is your primary goal right now?
Question 2 of 5
What best describes your life right now?
Question 3 of 5
Do you currently have life insurance?
Question 4 of 5
What's your rough monthly budget for coverage?
Question 5 of 5
How soon do you want to get started?
Your Match
Loading...

This is a general recommendation based on your answers. A licensed agent will discuss all options with you — no obligation.

We are not here to sell — we are here to inform, to protect, and to help you build a future you're proud of.

We will never install a policy for an individual, family, or business that does not genuinely protect them, fund their goals, or meet their real expectations. That is our commitment.

Book an Appointment
Let's Talk.
No Pressure. No Cost.

Whether you want a free review of your existing coverage or you're starting fresh and want to find what's right for you — we're here to help, not sell. A licensed agent will reach out within 24 hours.

Step 1 of 2 — Contact Info

We save your info in case you close the page. Zero spam, ever.

✦ All fields below are completely optional. Sharing a little about yourself helps us come prepared so we make the best use of your time.

A licensed agent will contact you within 24 hours. Zero obligation, zero pressure.

📍

The Woodlands, TX  ·  Also serving Conroe, Spring, Tomball & Greater Houston  ·  Virtual appointments available nationwide  ·  Call or text: (346) 336-4587

Now Recruiting · The Woodlands, TX & Remote

Built
To Grow.
Built To Win.

Join a life insurance agency where your growth is the mission. New or already licensed — we have a proven path, real mentorship, and rewards that make winning worth it.

Apply Today Explore Paths
$50K+
Year 1 Start
$150K+
Year 2 Potential
Hybrid
Work Model
Your Pathway
Two Roads. One Destination.

No matter where you are in your career, we have a structured path to get you licensed, earning, and leading.

New to the Industry
🌱

Start From Zero

No license? No problem. We walk you through study materials, exam prep, and state licensing from scratch.

  • Training materials & study guides provided
  • Group licensing classes with peers
  • State exam prep & support
  • Carrier & product training
  • 1-on-1 mentorship from day one
  • Most agents licensed in 1–4 weeks
Already Licensed

Transfer & Level Up

Already licensed? We handle carrier transfers and re-appointments so you can start producing fast.

  • Streamlined carrier transfer support
  • Re-appointment process assisted
  • Access to top-tier carrier contracts
  • Advanced leadership training
  • Skip the ramp-up — start producing fast
  • Path to build and lead your own team
How It Works
Your First 90 Days.

A clear roadmap from application to your first commission check — with your team beside you the whole way.

01

Apply Online

Submit below. We review every application personally.

02

Discovery Call

A quick conversation about your background and goals.

03

Training Begins

Licensing classes, carrier training, team-supported.

04

Get Licensed

Pass your exam and activate your carrier contracts.

05

Start Earning

Write business, hit goals, unlock incentives.

Compensation
Real Money. Uncapped Potential.

Performance-driven with no income ceiling. The harder you work, the more you make.

$50K–$80K

Year 1 — Foundation

New agents building their book with full mentorship

$80K–$120K

Year 1 — Accelerated

Motivated producers who hit milestones early

$150K+

Year 2 & Beyond

Top performers with residual & override income

Incentives & Rewards
Win Big. Every Quarter.
✈️

All-Inclusive Trips

Fully paid resort vacations for top producing agents

🛳️

Luxury Cruises

Annual cruise rewards for agents who exceed goals

🛍️

Shopping Sprees

Milestone-based rewards — winning should feel good

🏆

Agent Recognition

Monthly spotlight and bonuses for standout agents

🎯

Production Bonuses

Hit targets and unlock stacking bonus tiers

👑

Agency Ownership

Build your own team with override income

Our Culture
You're Never Doing It Alone.

Real community, real mentorship, real support — not just a contract and a handshake.

🚪

Open Door Policy

Every leader is genuinely accessible. Questions never sit unanswered.

🎓

Group Training Classes

Regular sessions on licensing, carriers, products, and leadership — in-office and on Zoom.

🤝

1-on-1 Mentorship

Paired with an experienced agent from day one who celebrates wins with you.

💻

Hybrid Flexibility

Woodlands, TX office available — or work fully remote on your schedule.

📚

Carrier & Product Training

Deep knowledge of our full carrier portfolio so you're always confident with clients.

🚀

Leadership Fast Track

Develop from agent to agency owner with our structured leadership program.

Hear From The Team
Real People. Real Results.
"
★★★★★

I had zero insurance experience. Within 60 days I had my license, my first client, and my first commission. These people actually care if you succeed.

MJ
Marcus J.
Licensed Agent — 8 months in
"
★★★★★

I transferred my license and the process was seamless. Better carrier contracts and I made more in my first quarter here than my entire previous year.

TD
Tanya D.
Senior Agent — 2 years in
"
★★★★★

Group training gave me real confidence. I knew the products before I ever spoke to a client. And yes — I went on the cruise. It was absolutely real.

RW
Rashida W.
Team Leader — 3 years in
Common Questions
Questions, Answered.

Not at all. We welcome career changers, recent grads, and anyone ready to commit. If you don't have a license, we provide all training and materials to obtain one.

Most candidates are licensed in 1–4 weeks. Our team supports you throughout so you're never studying alone or guessing what's next.

Agents work as independent contractors (1099), giving you control over your schedule and uncapped earning potential.

Yes. This is a hybrid position. Our Woodlands, TX office is available but not required. Many of our top agents work primarily remotely.

Production milestones are set each quarter. Agents who hit or exceed goals earn all-inclusive trips, cruises, and shopping sprees. Details shared during onboarding.

We handle everything — carrier transfers, re-appointment paperwork, and contract activation. Most transfers are completed within 1–2 weeks.

Join The Team
Ready to Build Your Future?

Submit your application and a team member will personally reach out within 48 hours. Real people, real conversations.

Independent contractor (1099). Commission-based, no income cap. By submitting you agree to be contacted by our team.